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    Bilsoft v3 Pre-Accounting Program Bilsoft v3 Pre-Accounting Program
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Portfolio Manager is a personal stock portfolio management system with the aim of being a complete stock trading diary. With minimal time and effort you can keep track of which stocks you have bought and sold, along with any associated dividends.

Financial Statement+
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This program is arranged in a typical lending institution format. Although it may not be in the format required by any given institution, it provides all the information necessary for completing an actual financial statement.

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How much house can you afford? You might be pleasantly surprised. This program is a loan qualifier for either a fixed rate or a variable rate mortgage.

Added Payment Amortization+
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This program is an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. You will reduce the term of the loan and gain equity in your home at a faster pace.

Balloon Amortization+
Balloon Amortization+
Balloon Amortization+

This program is a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan.

Refinance It?
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This program is a mortgage refinancing evaluation. When current mortgage interest rates are 2 or more percentage points below your existing rate, it may be advisable to refinance.This analysis shows whether it is to your advantage to refinance.

Annuity/Pension Payout+
Annuity/Pension Payout+
Annuity/Pension Payout+

This program is a fixed sum annuity or pension payout schedule. This program will demonstrate the length of time your annuity/pension payout will last at an inputted monthly withdrawal.

Biweekly Amortization+
Biweekly Amortization+
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This program is a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year.

Loan Amortization+
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This program is a standard loan payment schedule that may be used for any type loan where simple interest is the type used. It is not limited to mortgage loans. The amount of interest paid during any calendar year is also calculated.

Savings/Pension Growth+
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This program will show you how compound interest affects your long-term savings. This program will calculate a complete annuitization schedule for regular deposit with durations of up to 40 years at inputted rates of return.